Loan Amounts: $500,000 to $10 Million                                                                  

Rates:  Variable Rate

Term: Up to 25 Years

Collateral: Business Assets, Inventory, Equipment and Real Estate

Eligibility: Minimum 600 FICO Score, Owner Operated and For-Profit

Use of Funds: Expansion, Inventory, FF&E, Debt Consolidation, Working Capital

 

 

Term Loans up to $500,000

From 5 to 7 Years

Rates range from 9-15%

No minimum length of time in business

Fixed monthly payment

No upfront fees or down payment

Full liquidity immediately

Funding in 7-15 business days

No assets or collateral required

No prepayment penalty

 

Applicant Requirements:

680+ Personal Credit scores in all 3 bureaus

2 years personal tax returns showing $50,000 or more of taxable income

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Note: If you have a need for quick financing, then the loan method listed above (Term Loans up to $500,000) could be  best for you. However, please note and be aware that the origination fee for that type of loan is a pricy.

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​​​​​​​​​Alternative Term Loan

• 5-year term loan

• Loan Amount: $1m to $7m

• This lender will approve this loan even if you have a MCA loan. (in most cases)

• Must have a minimum of $5M in top line revenue with supported EBITDA of $500K or more

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Hedge Fund Term Loan

• $7M to $150MM loan

• Structured term loan based on EBITDA or other assets

• Closing in 30 days

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Loan Amounts: $1 Million to $25 Million

Rates: Variable Rate

Term: Up to 25 Years

Collateral: Business Assets, Inventory, Equipment and Real Estate

Eligibility: No Minimum FICO Score, Owner Operated and For-Profit

Use of Funds: Business Acquisition, Mergers, Partner Buyout, Working Capital, Expansion, FF&E, Inventory

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Debt Refinancing

Debt refinancing, also known as loan refinancing, is a strategic financial solution that allows businesses to replace their existing debt with a new debt instrument offering more favorable terms and conditions.

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Several Benefits of Debt Refinancing

• Opportunity to secure a better interest rate

• Improve your cash flow

• Leverage assets for special projects

• Increase the book value of the business

• Buy more time to pay a short-term note when swapped with a long-term note

• Save on principal payments for the initial period on the newly refinanced loan

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Specialty Business Financing

We understand that specialty business services require specialty financing, because no two companies are the same. Different industries require different financing solutions in order for businesses to be successful. Don’t settle for a cookie cutter loan that doesn’t cover all of your unique financial needs. We custom tailor a loan to get you the capital you need to reach your goals. 

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​Automotive Care Financing

Financing for automotive care businesses includes businesses that provide quick lube services, tire centers, service and maintenance shops, collision shops, paint and body shops, and select auto part franchises.

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Franchise Financing

Our franchise finance team was built with only one goal: help franchise owners grow their business. Our team is solely focused on the franchise industry, which allows us to become subject matter experts in your industry. Whether you are acquiring an existing unit, developing a new location, refinancing existing debt or simply need working capital, let us help you achieve your goals.

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Funeral Home & Cemetery Financing

Providing finance expertise that inspires funeral home and cemetery owners to grow their business and preserve their legacy. Our team understands the funeral and cemetery profession from top to bottom. We know what funeral business owners like you need to succeed, so we specialize in providing custom financial solutions accompanied by personal service.

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Healthcare Financing

The health of your practice is as important as the health of your patients. And as your practice grows, so do your needs. It may be time to build your own space, purchase property, acquire another practice or invest in the latest equipment.

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Hotel Financing

As a hotel owner, your mission is to graciously accommodate your guests. We have the same philosophy when it comes to helping you develop your hotel business. We simplify the process, and can leverage our hotel industry knowledge and financing expertise to help you meet challenges and seize opportunities in any market.

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Self-Storage Financing

If you are you looking to start a new opportunity, our self-storage lending experts can guide you through the process and help you discover the benefits of owning a facility. We can assist you with self-storage financing for construction, conversion, acquisitions and more.

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Senior Care Financing

As a senior care business owner or developer, you strive to offer services and an environment that allow seniors to maintain dignity as their healthcare needs increase. We are dedicated to helping you grow your business, whether your next project is assisted living, skilled nursing or home care, We have the options for construction, bridge and permanent debt, acquisition, expansion and renovation.

Service Contractor Financing

We’ve dedicated a team to work directly with HVAC, plumbing and electrical contractors like you. Whether you need succession financing, want to refinance a seller note, require working capital or are ready to build your own facility, we can help.

​Veterinary Financing

Working with veterinarians like you every day, we understand what it takes for your practice to grow and succeed. If you’re looking to begin a ground-up construction project, acquire a practice, refinance or make improvements, we’re the right partner to help you reach your goals.

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Denefits

 

Offer your customers a payment plan, even if they have bad credit.

 

Denefits charges service providers a platform fee of $3 or 3% of each payment, whichever is higher.

 

Denefits works with service providers from a wide range of industries across the US, and does not require a credit score because it performs no credit checks. This means that applicants with any credit score can apply for a payment plan, and the company approves about 95% of customers. Denefits also reports on-time payments to major credit bureaus, which can help users improve their credit over time.

 

• No Credit Check: Denefits does not check credit scores when your customer applies for a payment plan.

   

• High Approval Rate: The company has a high approval rate, often approving 95% of customers.

   

• Build Credit: Denefits reports on-time payment history to credit bureaus, which can help your customers build or improve their credit score

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Don't let the name fool you, this is a great service for your credit challenged customers.

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Contact us Today!

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And mention what program you are interested in.

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